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Top 7 Best Investment Plan For 1 Year In Hindi

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Best Investing Plan For 1 Year

Best Investing Plan For 1 Year Hindi Me Hum Aap Ke Liye Laye He, Kya Aap Jante Ho Ki Hamare India Me Kitne Gog He Jo Apne Paise Bachana Chahte He Taki O Use Apne Sapne Pure Kar Sake. To Aaj Hum Best Investment Plans Ke Bareme Bat Karenge.

Agar Aap Koi Car Ya Bike Lena Chahte Hoya Koi Bhi Or Wajese Paise Invest Kar Ke Use Jyada Barana Chahte Ho, To Aap Ko One Year Investment Plans Kafi Kaam Aa Sakta He, Hum Jobhi Plan Aap Ko Bata Yenge Uspe Aap Pura Bharosha Kar Sakte Ho.

 

Top 7 Best Investment Plan For 1 Year In Hindi

Best Investing Plan For 1 Year

To Dosto Aap Ko Kyu Aye One Year Ka Investment Plan Lena Chahiye?, Agar Aap Student Ho To Aap Ise Le Sakte Ho Taki 1 Year Bat Paise Aap Ko Koi Or Education Me Kam Aaye, Agar Aaj Ak Chhote Pariwar Se Ho Or Aap Ki One Year Bad Shaadi Hone Wali He To Bhi Aap Ko Ye Kam Aa Sakta He, To Ase Bohat Se Karan He Jiski Waje Se Aap Ko Ye Best Investment Plan For One Year Ke Liye Lena Par Sakta He.

1 Fixed Maturity Plans

Ye Ak Fixed Maturity Plan (FMP) Or Close-Ended Debt Mutual Fund He, Isake Portapholiyo Mein Maichyoritee Vaale Vibhinn Nishchit Aay Ke Saadhan Hain, FMP Ke Kaaryakaal Ke Aadhaar Par Ek Fund Manager Is Tarah Se Instruments  Mein Invests Karata Hai Ki Sabhee Ek Hee Samay Mein Mature Ho Jaate Hain.

Tenure: FMP Ek Maturity Period Ke Saath Aate Hain Jo Ek Maheene Se Paanch Saal Tak Ho Sakatee Hai,

Returns: FMP Mukhy Roop Se Debt-Oriented Hote Hain, Aur Unaka Uddeshy Ek Nishchit Maturity Period Mein Steady Returns Pradaan Karana Hai, Jisase Investors Ko Baajaar Mein Utaar-Chadhaav Se Bachaaya Ja Sake, Choonki Sikyoriteej Maichyoritee Tak Hotee Hain, Isalie Ephemapee Byaaj Dar Mein Utaar-Chadhaav Se Prabhaavit Nahin Hote Hain.

Haalaanki Ritarn Na To Phiksd Mein Tay Hai Aur Na Hee Fmp Mein Sunishchit Hai.

Liquidity: Haalaanki FMP Stok Exchanges Mein Soocheebaddh Hain, Lekin Liquidity Kam Hai. Yadi Aap Us Avadhi Ke Lie Lock-In Funds Ke Lie Sunishchit Hain, To Hee Unamen Invest Kariye.

Taxation: Taxation Debt Funds Ke Samaan Hai. Unhen Rakhane Ke 36 Maheenon Ke Bheetar Kie Gae Laabh Ko Kisee Kee Aay Mein Joda Jaana Chaahie Aur Usee Ke Anusaar Taxe Lagaaya Jaana Chaahie. Haalaanki 36 Maheene Se Adhik Ke Laabh Par 20 Pratishat Ke Baad Ke Indexation Par Kar Lagaaya Jaata Hai.

To Ye Bhi Ak Best Investing Plan For 1 Year Aap Ke Liye Ho Sakta He.

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2 fixed deposits

Ek Saal Ke Lie Investing Karane Ke Lie Bank Fixed Deposit (FD) Ek Surakshit Vikalp Hai. Deposit Insurance End Credit Guarantee Corporation (DICGC) Ke Niyamon Ke Tahat, Bank Mein Pratyek Jamaakarta Ko Mool Aur Byaaj Raashi Donon Ke Lie Maximum 1 Laakh Rupaye Tak Ka Beema Kiya Jaata Hai. Jyaadaatar Baink Online FD Mein Nivesh Kee Anumati Dete Hain.

Tenure: Ek 6, 9 Ya 12 Maheene Ya Usase Adhik Ke Lie Invest Kar Sakata Hai Kyonki Vibhinn Bainkon Mein Jama Kee Avadhi Alag Hotee Hai.

Returns: Jaroorat Ke Anusaar, Monthly, Quarterly, Half-Yearly, Yearly Or Cumulative Interest Option Chun Sakate Hain. Bainkon Dvaara Dee Jaane Vaalee Byaaj Dar Kuchh Had Tak Reserve Bank Of India (RBI) Kee Repo Dar Se Judee Hotee Hai Aur Iseelie Bank Kee Khud Kee Laagat Hotee Hai. Vartamaan mein, yah 12 maheenon aur isase adhik ke kaaryakaal ke lie lagabhag 6.5 Pratishat Prati Varsh Hai. Varishth Naagarikon Ko Apanee Jama Raashi Par Atirikt 0.5 Pratishat Milata Hai.

Liquidity: Is Tarah Kee Deposits Ko Maturity Par Bhee Renewed Kiya Ja Sakata Hai Aur Isalie Yadi Aavashyakata Nahin Hai, To Dhan Ko Punarnivesh Kiya Ja Sakata Hai. Aavashyakataanusaar, Koee Bhee Vyakti  Monthly, Quarterly, Half-Yearly, Yearly Or Cumulative Interest Option Chun Sakata Hai.

Taxation: Arjit Byaaj Dar Ko Kisee Kee Aay Mein Joda Jaata Hai Aur Kisee Kee Income Slab Ke Anusaar Taxed Lagaaya Jaata Hai.

To Ye Bhi Ak Best Investing Plan For 1 Year Aap Ke Liye Ho Sakta He.

 

 

3 Post office term deposits

 

Tenure:  Koee Bhee Post Office Ke Samay Kee Jama Raashi Par Invest Kar Sakata Hai Jisamen 1, 2, 3 Aur 5 Varsh Ke Kaaryakaal Hote Hain. Alpaavadhi Ke Lie, Koee 1-Varsh Ke Samay Kee Jama Raashi Mein Invest Kar Sakata Hai.

Returns: Ek Baar Invest Karane Ke Baad, Returns Pooree Avadhi Ke Lie Sovereign Guarantee Ke Saath Tay Aur Sunishchit Kee Jaatee Hai. Ek Alpakaalik Lakshy Ke Lie, Aap 1-Varsh Ke Samay Kee Jama Raashi Mein Invest Kar Sakate Hain, Jahaan Byaaj Vaarshik Roop Se Dey Hota Hai, Lekin Timaahee Ganana Kee Jaatee Hai. Pratyek Timaahee Mein, Sarakaar Dvaara Daron Ko Phir Se Nirdhaarit Kiya Jaata Hai Jo Varsh Ke Us Timaahee Mein Kie Gae Taaja Invest Par Laagoo Hota Hai. Vartamaan Mein (April-June Quarter), Daren 1-5 Varsh Kee Jama Ke Lie 6.6 Pratishat Se 7.4 Pratishat Hain.

Liquidity: Interest Ka Saalaana Bhugataan Kiya Jaata Hai. Chhah Maheene Kee Samaapti Se Pahale Samay Se Pahale Withdrawal Kee Anumati Nahin Hai. Isake Baad Jama Raashi Ka Surrender Kiya Ja Sakata Hai, Haalaanki, Jama Kee Samayapoorv  Withdrawal Ke Maamale Mein Vasool Kee Gaee Interest Kee Raashi Interest Kee Kam Rate Par Hogee.

Taxation: Arjit Interest Dar Ko Kisee Kee Income Mein Joda Jaata Hai Aur Kisee Kee Income Slab Ke Anusaar Taxed Lagaaya Jaata Hai.

To Ye Bhi Ak Best Investing Plan For 1 Year Aap Ke Liye Ho Sakta He.

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4 Arbitrage mutual fund

Ye Funds Mukhy Roop Se Equity Market Ke Cash Aur Derivative Segments Mein Aur Derivative Segment Mein Upalabdh Arbitrage Avasaron Mein Invest Karate Hain.

Tenure: Ve Opan-Ended Funds Hain Aur Equity Funds Ke Lie Upalabdh Kar Advantage Praapt Karane Ke Lie Kam Se Kam 12 Maheene Tak Unhen Pakad Sakate Hain.

Returns: Ek Arbitrage Fund Returns Utpann Karane Ke Lie Nakad Aur Derivatives Market Mein Mooly Antar Ka Laabh Uthaata Hai. Madhyasthata Nidhi Se Ritarn, Isalie, Haajir Baajaar Aur Vaayada Baajaar Ke Beech Upalabdh Madhyasthata Ke Avasaron Par Nirbhar Karata Hai. Haalaanki Ritarn Ka Aashvaasan Nahin Diya Jaata Hai, Lekin Jokhim Kam Hai. Vartamaan Mein, Returns Prati Varsh Lagabhag 6 Pratishat Hai. Aur Fmp Kee Tarah, Arbitrage Funds Se Returns Na To Nishchit Hai Aur Na Hee Aashvaasan Diya Gaya Hai.

Liquidity: inamen taralata adhik hotee hai kyonki ve khulee-padee yojanaen hain.

Taxation: Equity Funds Hone Ke Naate, Ve Equity-Oriented Products Ke Lie Upalabdh Samaan Tax Laabh Ke Lie Arhata Praapt Karate Hain Jinaka Equity Mein Kam Se Kam 65 Pratishat Jokhim Hota Hai.

To Ye Bhi Ak Best Investing Plan For 1 Year Aap Ke Liye Ho Sakta He.

 

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5 Recurring Deposits

RD Jama (RD) Mein, Ek Nishchit Avadhi Ke Lie Niyamit Antaraal Par Invest Karana Padata Hai Aur Ekamusht Maturity Mooly Praapt Hota Hai. Jyaadaatar Bank RD Mein Online Invest Kee Anumati Dete Hain.

Tenure: Yadi Koee Regularly Roop Se Short-Term Ke Lie Bachat Karana Chaahata Hai, To Kahen, 12 Maheenon Ke Lie, Bainkon Mein Aavartee Jama (Rd) Kaam Aa Sakata Hai. Ek Kaaryakaal 6 Maheene Ke Lie Aur Phir 3 Maheene Ke Multiples Mein 10 Saal Tak Ke Lie Rd Khol Sakata Hai.

Returns: Rd Jama Ke Lie Interest Rates Ek Niyamit Bank Fd Ke Lie Laagoo Dar Ke Samaan Hogee. Vartamaan mein, yah 12 maheenon aur isase adhik ke kaaryakaal ke lie lagabhag 6.5 pratishat prati varsh hai. Interest rates pahalee kist banaane kee taareekh par laagoo hogee.

Liquidity: Aam Taur Par, Rd Khaate Mein Ek Maheene Kee Nyoonatam Lok-In Avadhi Hotee Hai. Ek Maheene Ke Bheetar Samay Se Pahale Band Hone Kee Sthiti Mein, Jamaakarta Ko Koee Byaaj Nahin Diya Jaata Hai Aur Keval Mool Raashi Vaapas Kar Dee Jaatee Hai. Jama Kee Pre-Mature Withdrawal Par, Interest Kee Ganana Keval Jama Kee Avadhi Ke Lie Laagoo Dar Par Kee Jaegee.

Taxation: Interest Rate Dar Ko Kisee Kee Aay Mein Joda Jaata Hai Aur Kisee Kee Aay Slaib Ke Anusaar Kar Lagaaya Jaata Hai. Yadi Interest Rate Bank Kee Sabhee Shaakhaon Mein Prati Varsh 10,000 Rupaye (Baink Jama Par Byaaj Sahit) Se Adhik Hai, To Tds Kat Jaega.

To Ye Bhi Ak Best Investing Plan For 1 Year Aap Ke Liye Ho Sakta He.

 

 

6 Debt mutual funds

Debt Funds Un Niveshakon Ke Lie Aadarsh Hote Hain Jo Regular Income Chaahate Hain, Lekin Jokhim-Se-Prabhaavit Hote Hain. Equity Funds Kee Tulana Mein Debt Funds Kam Asthir Hote Hain Aur Isalie Kam Jokhim Vaale Hote Hain. Suraksha Ke Sandarbh Mein, Ve Ikvitee Myoochual Phand Se Adhik Skor Karate Hain. Udaaharan Ke Lie, Jab Baajaar Girata Hai, To Aapake Equity Funds Ka Shuddh Sampatti Mooly (NAV) Tejee Se Girata Hai, Jabaki Det Phand Ke Maamale Mein Giraavat Utanee Tej Nahin Hotee Hai.

 

Jo Log Ek Saal Se Kam Samay Ke Lie Baajaar Se Jude Niveshon Mein Nivesh Karana Chaahate Hain, Unake Lie Do Debt Funds Op Hain.

Tenure

Low Duration Fund: Low Duration Fund Mein Nivesh Ko Det Aur Manee Maarket Instrooment Mein 6 Maheene Se 12 Maheene Ke Beech Underlying Securities Kee Maturity Ke Saath Kiya Jaata Hai.

Money Market Fund: Mein Nivesh 1 Varsh Tak Kee Underlying Securities Kee Maturity Ke Saath Manee Maarket Instruments Mein Kiya Jaata Hai.

Returns: Haalaanki, Aashvast Nahin Hain Aur Na Hee Tay Kie Gae Hain. Vartamaan Mein, Aap Prati Varsh Lagabhag 7 Pratishat Kama Sakate Hain. Ishtatam Parinaamon Ke Lie, In Funds Kee Underlying Securities Kee Maturities Ke Saath Apane Invest Horizon Se Milaan Karen Aur Phir Nivesh Karen.

Liquidity: In Funds Mein Liquidity Adhik Hotee Hai Aur Tvarit Samay Mein Ikaiyon Ko Bhunaaya Ja Sakata Hai.

Taxation: Unhen Dhaaran Karane Ke 36 Maheenon Ke Bheetar Kie Gae Laabh Ko Kisee Kee Income Mein Joda Jaana Chaahie Aur Usee Ke Anusaar Taxed Lagaaya Jaana Chaahie. Haalaanki, 36 Maheene Se Adhik Ke Laabh Par 20 Pratishat Ke Baad Ke Soochakaank Par Kar Lagaaya Jaata Hai.

To Ye Bhi Ak Best Investing Plan For 1 Year Aap Ke Liye Ho Sakta He.

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Is post me hamari ray Best Investment Plan For 1 Year

To Dosto Humne Is Post Me Jitney Bhi Investing Plans Bataye He Aap Use Me Se Koi Bhi Chun Sakte Ho, Apane Nivesh Karane Se Pahale, Aapako Pata Hona Chaahie Ki Kar-Pashchaat Ka Ritarn Kam Hai Kyonki Byaaj Ya Laabh Aapakee Aay Mein Jud Jaata Hai Aur Aapakee Aay Slaib Ke Anusaar Kar Lagaaya Jaata Hai.

Yadi Aapaka Nivesh Kshitij Kaheen Bhee 12 Maheene Tak Hai, To Surakshit Nivesh Chunen Jahaan Poonjee Khone Ka Jokhim Nahin Hai. Nivesh Kshitij Kam Hone Par Ritarn Par Suraksha Chunen.

AGAR AAP KO YE POST PASAND AAYA HO TO ISE APNE DOSTO KE SHATH FACEBOOK OR WHATSAPP KE SHARE KARNA NA BHULE.

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